Kotak Mahindra Bank Recruitment 2023

We're seeking a bright and responsible Credit Authorizer to join our dynamic credit team. In this crucial role, you'll play a pivotal part in the loan approval process, upholding the bank's high standards while ensuring a smooth and positive experience for our customers..

Kotak Mahindra Bank Careers

Responsibilities:

• Review and assess loan applications: Scrutinize loan documents, including financial statements, credit reports, and employment verification, to evaluate creditworthiness and risk.
• Apply bank policies and regulations: Ensure compliance with internal credit policies, RBI guidelines, and KYC norms for each application.
• Make informed lending decisions: Analyze data, assess risks, and recommend loan approvals, declines, or modifications based on sound financial judgment.
• Maintain accurate records and documentation: Meticulously document the review process, justifications, and decisions for each application.
• Collaborate effectively: Work closely with loan officers, credit analysts, and other team members to facilitate a seamless loan approval process.